Christmas is fast approaching! This means it is the busiest time of the year for online shopping. It also means December is the busiest time for fraudsters, and we’re sure you don’t want to give them an early Christmas present.
With so much on your mind at this time of year and your keenness to bag a bargain, it’s important to get into some good habits and stay alert when you’re buying… whether it’s presents, a short break, next year’s holiday or those once-a-year treats.
We’ve put together these top tips to follow so that you don’t fall victim to any seasonal scams:
• Ensure shopping websites are authentic by checking the details and visit websites by googling them, not by following links in an email or text.
• Don’t pay for anything by transferring money directly to people or companies you don’t know, however desperate you are to buy. If it’s a fraud, it’s doubtful the bank will be able to recover or refund your money. If you can, pay by credit card
• Never send money to anyone you don’t know or trust, whether in the UK or abroad, or use methods of payment you’re not comfortable with.
Don’t be embarrassed about reporting a scam. Because the scammers are cunning and clever there’s no shame in being deceived. By reporting it, you’ll make it more difficult for them to deceive others.